FHA loans, VA loans, and HELOCs are three distinct types of home financing options designed for different needs. FHA loans, insured by the Federal Housing Administration, are ideal for first-time or lower-income homebuyers, offering lower credit score requirements and down payments as low as 3.5%, though they require mortgage insurance.Traditional banks often don’t understand the self-employed. We do.
If your income comes from 1099s, business ownership, or multiple revenue streams, we offer programs that qualify you using:Bank statementsProfit & loss statementsAsset depletionAlternative documentation
You’ve built your business — let us help you build your home.
First-Time HomebuyersYour first home should be exciting, not overwhelming.
We walk you through every step of the process:Budget planning and pre-approval Finding the right loan program (FHA, VA, conventional)Navigating down payment assistanceGetting you to the closing table without surprises
Because the first key you turn should be in your new front door — not the bank’s.
Jumbo & Investment LoansBigger dreams need bigger solutions.
Whether you’re purchasing a luxury home or expanding your real estate portfolio, we provide access to competitive jumbo and investment loan programs designed to fit your goals.
“Brian made the mortgage process stress-free and actually enjoyable. He knew exactly what to do with my self-employed income.”
“Brian kept me informed every step of the way and closed my loan ahead of schedule.”
“Clear, fast, and always available to answer my questions. Highly recommend.